Can you get financing for cosmetic surgery with bad credit?

Cosmetic surgery has gained tremendous popularity over the years. Over time, it has become more of 'want' than 'necessity.' And due to its elective nature, many financing companies barely cover the procedures and treatments that fall under cosmetic surgery.

Despite high cost and non-coverage by insurance companies, people still opt for treatments such as liposuction, rhinoplasty, breast augmentation, and many others that help them to get expected outcomes.

But the question arises, are there ways that can help people to afford this high and out-of-pocket expense?

Certainly, there are.

Here we have mentioned a few affordable methods that can help you go smoothly under the knife, with any worry. These ways include:

Opting to pay through a credit card

You may find a credit card the best option to pay for your out-of-pocket expenses. Indeed, there are credit cards that confer a 0% introductory annual percentage rate. And a few credit card companies give the privilege of valuable reward points that can be consumed for cashback. However, failure to repay a credit card bill can lead to severe consequences.

Opting for a medical credit card

Did you know a few medical credit cards also provide a 0% annual percentage rate (APR) as an introductory offer? This APR lasts approximately for a period of 6 to 12 months. However, if a patient defaults the payment during that period, it can call for interest.

Cash savings

It may not be a good idea to utilize your savings as they are meant to cope with emergencies. However, the most significant advantage of using cash savings is that you don't get liable to any lender, there is no obligation for repayment, and there is no extra expense that you have to bear.

Opting for a personal loan

Another way to get cosmetic surgery financing is by choosing a personal loan. The loan can be taken either from a local bank, or a lender. However, personal loans levy a rate of interest. And this interest rate can vary, depending on your credit score. It means that if your credit score is good, you will qualify for attractive terms and rate of interest. If you have a low score, the rate of interest and fees will raise your overall medical expenses.

Opting for payment plans

A payment plan helps you pay your bills in affordable monthly installments. It means that you have the leverage for not paying the full amount upfront but in installments. Hence, the patient doesn't have to pay extra. Also, as it not associated with any financial group, it doesn't impact your credit score. Thus, through affordable payment plans, even cosmetic surgery financing for poor credit scores can easily be done. However, failure of payment could lead to collections call.

Denefits: Financing for cosmetic surgery 

Denefits is the best solution for all those people who have a bad credit score. Denefits supports you to pay your expensive/ unexpected bills, conveniently. Once you are connected with Denefits, you can count on instant financing and a 100% approval rate. Hence, cosmetic surgery financing even with no credit check becomes attainable. Denefits interactive digital platform understands the patients' needs and yields unique solutions tailored to the financial capacities.

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Chiropractic care for children

Wondering if chiropractic care is safe for your kids? Then, here’s the answer. No matter how long or tiny spine it is, if it’s causing nerve distress, it has to be treated.

Our nervous system is the master controller of our whole body. This system has to function smoothly. If the master controller fails to communicate with other channels of the body, it can disturb the whole body functioning.

Chiropractic care is important for children too.

If there is a problem with the nervous system in children, it can cause a number of problems. For instance, ineffective communication can cause colic or irritability, inability to suckle or breastfeed, poor sleep, asthma, digestion issues, low energy, and many other health issues. While chiropractic care doesn’t focus to treat all these issues but to cure the main reason for ailments,i.e, to ensure that the nervous system works efficiently and effectively. 

Chiropractic care helps to fix communication problems between the wiring and the intended outcome in the body. 

Some other reasons you should take your child for chiropractic care

Here we have mentioned a few reasons why you should take your kids to chiropractors. 

• Chiropractic care helps your children maximize their neural plasticity, which is brain and nerve development and also learning. 
• Chiropractic care helps enhance your child’s overall health and wellbeing.
• It helps to strengthen immunity.
• It helps to reduce the incidence of colds, earaches, and other illnesses.
• It helps to improve posture.
• If your child is suffering from colic or irritable baby syndrome, chiropractic care can help!
• It can help treat allergies, asthma, and breathing difficulties.
• If your child is experiencing an inability to concentrate, see a chiropractor.
• Chiropractic care can also help with behavioral disorders.
• It helps to enhance emotional wellbeing
• It helps treat digestive problems.
• Chiropractors can also help your child with bed-wetting and sleep issues. 
• Chiropractors can also help with autism issues.

The therapies chiropractors use to treat the musculoskeletal system

Chiropractors use different types of therapies to treat their patients. One of the most know therapies is spinal manipulation. In spinal manipulation, hands-on adjustments are done to the vertebrae of the spine. It targets the joints of the spine to create more room for the joint movement. The cracking sound that you hear while chiropractic adjustment is the result of SMT (Spinal Manipulative Therapy). Chiropractors also use soft tissue therapies, massage, at-home exercises to treat the spine and other parts of the musculoskeletal system.  

How can you get financing for chiropractic treatment?

No matter if the treatment is for you or for your children, chiropractic financing with Denefits is easy and affordable. There are no credit checks, that means even if you have a poor credit score, you can still afford the chiropractic treatment for your children or anyone else in the family who needs to see a chiropractor. Denefits helps you get chiropractic financing instantly. 

Also, if you aren’t able to pay anything upfront, you can pay conveniently in monthly installments. Talk to your chiropractor and learn if they are enrolled with Denefits. Visit denefits.com to learn more. 

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Denefits: Making Healthcare Affordable to All

This article discusses systemic factors that govern healthcare financing, delivery, rising costs, and consumerism. The rising concern of healthcare market experts enlists the factors mentioned above as major influencers for pushing the Americans abroad for medical healthcare. An analysis of these factors can help practitioners to understand how the current healthcare concerns of patients can affect their annual revenue.
  

By definition, “medical tourism” occurs when patients seek alternate options for treatments. This trend is blossoming in America, especially in underinsured or low-income populations. It is also more common for those who use limited, publicly funded medical services, and the “working poor” (who do not qualify for public/ employment based insurance).

Systemic factors behind medical tourism

The systemic factors of medical tourism include individual motivations which have led the foundations of this industry. To our knowledge, the main systemic factors responsible for medical tourism can be categorized into three broad categories viz. 1. Medical financing and delivery, 2. Cost of medical care, and 3. Consumerism in healthcare.

Medical financing and delivery: The service providers in cities (concentrated urban centers) rely mostly on employer-based insurance coverage for financing treatments. However, precarious employment presents a challenge to reap the benefits of such insurance covers. Moreover, patients having employer based-covers also struggle as they are often not fully covered. This situation dictates that the under-employed or retired (seniors) individuals are ineligible for such medical financing options. 

It may be intriguing for some, but not all Americans have the rightful access to extensive healthcare. This problem has more volume in rural areas. Hence, at this juncture, medical tourism (to save money on out-of-pocket medical expenses) appears to be an appropriate option for these individuals.          

          

Cost of medical care: It has also been brought to the attention that the rising healthcare cost is playing a significant role in limiting the actual covered amount of medical care. On the other hand, the practitioners justify this cost rise in terms of safety and effectiveness of the treatment. Also, the rising fees of medical education and payback of massive student loans force practitioners to face the pressure to maintain a profiting business. This aspect drives them to increase treatment fees. Treatment costs thus increased are generally not covered. So, patients seek affordable treatment options abroad.

Consumerism in healthcare: Rapidly evolving cultural norms and advances in medical technology have boosted the demand for the treatments (plastic/ dental/ cosmetic surgeries) that are not covered by insurance companies. So, the procedure seekers have to pay for such out-of-pocket expenses. Additionally, for some (who have never previously paid out-of-pocket for services) the medical care cost can come as a surprise. Hence, consumers often shop around (across the globe) for the best value. Most American consumers have reflected a deep concern for the cost of care, which becomes a deciding factor for them to travel abroad for treatments.

Summary

Our analysis in this article can help practitioners to visualize the actual barriers which are preventing the patients from reaching their doorsteps. The above mentioned systemic barriers indicate that there is an immediate need for finding perfect solutions to retain patients. Based on these facts, it can be concluded that procedure cost and lack of proper medical financing options are the key motivations of medical tourists. In the absence of timely intervention (for vulnerable populations, insurance status, socioeconomic status, and geographic location,), these systematic factors are likely to amplify and will ultimately push more Americans towards medical tourism. In short, it can be said that the increasing cost of medical care, reduced insurance coverage, and shifting cultural norms need the quick attention of policymakers.

Denefits medical financing program: The Modern Era of Financing Options

Denefits patient financing with no credit checks is transforming healthcare practices with their tailor-made flexible healthcare patient financing options. Denefits helps all categories of healthcare consumers. Denefits patient financing for medical procedures plans works in tandem with rising healthcare cost while connecting more patients to your practice. Denefits offers not only viable financial plans but also an up to date digital interface to provide the best experience. Denefits continually works on improving its information systems to serve both providers and consumers in a better way. As a result, patient satisfaction and engagement with practice improves automatically. 

Denefits Healthcare Patient Financing Making Healthcare Affordable to All 

Our knowledge and expertise in the sector of medical patient financing help practitioners in meeting their critical growing challenge, i.e., affordable healthcare. Denefits efforts in making healthcare affordable to all have helped thousands of patients to achieve the best healthcare financing & lending solutions. Additionally, the practices also get to meet the wellness needs of their patients conveniently. This aspect, as mentioned above, has helped us in building a trusted relationship between the providers and the patients.  

For decades, practices have been facing a significant loss in their annual revenues. Our surveys have indicated that such financial loss occurs due to the lack of suitable medical financing options for bad credit that could ensure guaranteed payments. The availability of such a feature can prevent financial losses while increasing annual revenue. 

In an attempt to demonstrate confidence and belief, Denefits patient financing for medical procedures has included the feature of guaranteed payments in its payment plans. Denefits ensures guaranteed payments, and the claim process is kept secure and straightforward. The online electronic claim form is located in our Business Portal. Claims are reviewed as soon as possible, and an email is sent to the business email address with the claim results. Our patient financing options are composed in such a manner that they cover practices for uncertainties. So, even if a patient defaults, Denefits keep sending you the payments on time.

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Plastic Surgery Financing with Denefits

Plastic surgeons can perform a range of cosmetic procedures on different parts of the body. However, the major setback for opting cosmetic surgeries is the inability of healthcare insurance companies to cover the associated costs. The main barrier to your practice growth is patient affordability. It is hard to see patients not able to afford the treatments they wish to have. Several patients who would like to go through the plastic procedures you offer but don’t, because it’s difficult for them to afford these procedures. Denefits removes this financial barrier with its payment plan option for plastic surgery.

Finance All your Procedures with Denefits 

Denefits payment plans are an excellent way for patients who are looking for plastic surgery financing options. Denefits ensures instant processing with a 100% approval rate. It also has the option for plastic surgery financing for bad credit. With Denefits, there are NO hidden fees, low-interest rate, flexible financing terms, and Denefits let the patient's loved ones be their helping hand (through our Social Healthcare Payments™ option, patients can raise funds for their bills). With Denefits, patients receive skincare when they need it, and pay you in affordable monthly payments. The revenue of your practice rises as you get to retain more patients. 

Surgical Cosmetic Procedures and Treatments

• Body sculpting
• Breast augmentation
• Eyelid surgery
• Liposuction
• Mini facelift
• Mommy Makeover
• Nose job/rhinoplasty
• Plastic surgery
• Reconstructive surgery
• Tummy tuck
  
• 
  

Non-Surgical or minimally invasive plastic surgery procedures and treatments

• Injectables and Fillers (Botox® Cosmetic, Dysport™, Xeomin®, Juvederm®)
• Chemical peels
• Laser treatments
• Hair replacement
• Tattoo Removal
• Laser hair removal
• Microdermabrasion

Dermatological procedures and treatments

• Acne treatments
• Age Spots
• Chemical peels
• Dermatology appointments
• Dermatology-approved skincare products
• Injectables and Fillers (Botox® Cosmetic, Dysport™ & Juvederm®)
• Laser and light therapy
• Microdermabrasion
• Mohs surgery and other FDA-approved skin cancer procedures, including wide-local excision, cryosurgery, curettage, and desiccation
• Spider and varicose vein treatments
  

Summary of Financed plastic surgeries types

Body Contouring: Gynecomastia Treatment, Tummy Tuck, and Liposuction. 
Breast Enhancement: Reduction, Augmentation, and Lift.
Facial Contouring: Rhinoplasty, Chin, and Cheek Enhancement.
Facial Rejuvenation: Facelift, Eyelid Lift, Neck Lift, and Brow Lift.
Skin Rejuvenation: Botox®, Laser Resurfacing, and Dermal Filler Treatments.

Denefits payment plans for plastic surgery financing with no credit checks: -

A checklist of the advantages of Denefits payment plans of top plastic surgery financing company for plastic surgery financing: -

• Free sign up (for practitioners)
• Attract more patients to your medical practice
• Increased patients’ affordability 
• No prepayment penalties
• No Credit Checks
• Personalized financial experience
• Ideal platform for low-income holders
• Fundraising through social media
• Guaranteed payments
• Improved patient retention
• Flexibility and Transparency
• Enhanced patients experience
• Empower your consumers
• Flexible financing terms
• Instant approval
• Consumer-friendly digital payment system
• Improved patient satisfaction
• Can pay medical bills without insurance

The business model of Denefits for plastic surgery financing is the best option if your patients are unable to pay the bill for your services.  With Denefits payment plans, you get instant patient financing without credit checks. 
Moreover, if you provide cosmetic surgery financing costing $1000, the traditional leaders can only give you a lump sum of $850, i.e., 10 to 15% less. On the other hand, if you create a payment plan for 36 months with a reasonable interest rate of 10 to 15%, you can gain a revenue reaching the double to what is offered by other lenders. 
Not just that, Denefits offers Guaranteed payments for the service providers. Thus, regardless of whether patients neglect to pay up, we continue sending due installments on schedule. Consequently, with payment plan options, agonizing over money related vulnerabilities has no room.
Denefits also has a benevolent digital payment system that can help improve patient satisfaction and experience. Denefits patient financing is a superior alternative than a personal loan. With its adaptable financing terms,  it empowers your consumers. Its chiropractic financing management software is a perfect stage for low-salary holders.
With its customized budgetary experience and straightforwardness, it is quickly turning into the first choice among plastic surgery specialists in the US. Subsequently, offering Denefits payment plan option with sufficient payback time and a decent interest rate can, without a doubt, help your practice to blossom in no time.

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Can chiropractic adjustments help in treating constipation

Chiropractic adjustments are believed to treat mechanical disorders of the musculoskeletal system, particularly the spine. But did you know that chiropractic adjustment has also proved beneficial to treat constipation? Yes, it does. And I believed it when my son got chiropractic treatment to relieve constipation. 

At a young age of 5, my son started to face constipation issues. Even after consulting a couple of doctors, he did not show any signs of improvement. ‘My side hurts,’ he used to complain, usually immediately after having his meals. Seeing my son in unbearable pain, made me worried. 
We were suggested to see a chiropractor. At first, I was a little skeptical but then, I decided to give it a chance. To my surprise, chiropractic adjustment cured my son’s discomfort of constipation.

It was difficult to determine exactly what was wrong

 We took our son to a pediatrician. He was diagnosed with gastrointestinal problems, (or more specifically constipation) and he recommended few medicines that would help him digest and improve bowel movements. His doctor also advised him to have plenty of water. As per prescription, he was given medicines twice a day. The medicine was given for three consecutive days but nothing helped me. Finally, we ended up at a specialist in the town, who further suggested we take him to the city’s renowned hospital. After hours of testing, physical examination, x-rays, and medicines, finally, his pediatrician recommended us to see a chiropractor. 

We decided to visit a chiropractor

It was more than a week and seeing my son in terrible pain made me anxious. We finally took our son to a chiropractor, suggested by his pediatrician. And guess what? It helped! Gastrointestinal problems could be related to your back’s adjustment, the thought never crossed my mind. But then ‘popped’ and ‘adjusted’ was worth giving a shot. 

Chiropractic adjustment improved his bowel movements and even, overall health. 

The doctor pinpointed all the misalignments in his back. He made us understand how exactly that was the source of discomfort and his extra involvement in sports caused his sacrum to become misaligned and it initiated constipation. He further explained how sacrum was pressing on all of the nerves that are connected to his guts. The pressure was triggering pain in his side. After adjustments, he felt a lot better. Gradually, the pain stopped and prevented constipation. 

Changes in diet

His chiropractor also suggested some dietary changes. He specifically asked to cut back on dairy products and making healthy diet choices for my kid. It’s been one year now, my son has not experienced any gastrointestinal issues. He actively participates in sports and outdoor activities. 

DON’T WAIT

Prevention is the key. You must not wait to see a chiropractor if you have gastrointestinal issues and have already visited your doctor. Also, it’s important to go for regular checkups as it helps in keeping your body healthy.

How to afford expensive chiropractic treatment? 

Chiropractic treatment can be expensive and for some, it may become an out of the pocket expense. Chiropractic patient financing helps people to afford the treatment, no matter how expensive it is. 

Denefits chiropractic patient financing helps people pay for the treatment is easy and affordable monthly installments. There is no credit check and patients get instantly approved. To learn more about it, visit denefits.com. 

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