How To Find The Best Solution For Financing Cosmetic Surgery

 

Want cosmetic surgery but aren't sure how to pay for it? Are you considering financing cosmetic surgery via a financial solution? Many plastic surgery treatments are not affordable. If you don’t have the cash on hand to pay for your cosmetic surgery treatment, this blog is for you.

Who doesn't desire a perfect body? Cosmetic surgery is a surgical approach to correct or improve body imperfections. With the perpetual evolution of modern civilization, the use of medical procedures and cosmetic surgery has become more and more frequently inline.

A report by the American Society of Plastic Surgeons (ASPS) states that almost 18 million Americans underwent cosmetic surgery in the year 2018 for enhancing their appearance. This data is enough proof that people are opting for aesthetic and reconstructive plastic surgery as a resolution to body imperfections along with modifications to physical appearance. Hence, the number of people looking for cosmetic surgery is increasing rapidly.

Once upon a time, only celebrities and influencers were the people who would choose cosmetic surgery treatments to enhance their look. But today, people around the world are ready to undergo surgical procedures due to various reasons. Also, the advancements in the cosmetic surgery industry and the success rate of these procedures are yet other factors impacting people's choice to go for cosmetic surgery treatments.

Why Choose A Cosmetic Surgery Treatment?

There are several reasons for undergoing cosmetic surgery treatment. Below are listed top-notch reasons why people choose surgical or non-invasive cosmetic procedures-

• To align natural appearance with the desired appearance

• In some cases such as rhinoplasty (nose) surgery, may help to enhance your looks as well as health

• To improve self-esteem and confidence

• To enhance social life

• To fight anxiety and depression, hence improving mental health

• Get a long time or permanently improved appearance

So these are the common factors that drive people to undergo cosmetic surgery treatment. However, most of these treatments are expensive. For instance procedures, such as liposuction, tummy tucks, and face-lifts, can cost you thousands of dollars. A huge amount, isn't it?

The cost of cosmetic treatments clearly says a lot about why people are looking for plastic surgery loans or solutions to finance cosmetic treatments. An affordable financial solution is the best way you can easily pay for your cosmetic procedure. Wondering where can you get an ideal solution for financing cosmetic surgery?

How To Find The Best Cosmetic Surgery Financing Solution?

There are many financial solutions available for financing cosmetic surgery. How will you choose the best one among them? The following are some tips that will help you to choose the most affordable and convenient cosmetic surgery financing solution in the market-

Here are the top 5 tips for choosing a cosmetic surgery treatment financing program-

Immediate Approval- Undergoing cosmetic surgery is not an easy decision to make. Once you have made your mind to correct or improve the flaws of your body, you would probably want to start the process as soon as possible. But most of the cosmetic surgery loan providers take several days or even weeks to process your application and approve your loan.

Do you want any delay to start your cosmetic treatment? So, choose a convenient financial solution that would approve your application instantly. This means that you will be able to pay for your desired appearance without waiting for days/weeks. For instance, Denefits is one of the leading financial solutions in America that gives you instant approval for your plastic surgery loan.

No Credit Checks- Most of the loan providers conduct a hard credit inquiry before approving your loan. This means that if you have low credit scores, they will reject your loan application. Does that mean you can not get a financial solution with poor credit scores? 

An ideal financial solution approves your cosmetic surgery financing application without even checking your credit scores. So, no matter what your credit score is, you can change your physical appearance without worrying about the payments. Isn't it amazing?

Rebuild Your Credit Score- What if we tell you that your financial solution can help you in improving your credit scores. Seems unbelievable, right? But with the best solution for financing cosmetic surgery such as Denefits, you can do so. 

Wondering how it can rebuild your credit scores? Denefits shares your on-time payment record with major credit agencies in the market. It will help you in rebuilding your credit scores. So, you just need to make payments on-time and see your credit score improving.

Easy-to-understand Terms- Most of the financial solutions come with complex and unagreeable terms and conditions. But you need to understand these terms and consider them thoughtfully. Otherwise, your cosmetic surgery financing program can make expensive surgery even more costly.

Therefore, you must choose a simple yet excellent solution for financing cosmetic surgery. Make sure the terms are easy to understand and the conditions are favorable and agreeable. Moreover, you must better understand the financial solution to avoid any scam or fraud.

Flexible Payment Method- A financial solution helps you to pay for your cosmetic procedures given that you make payments over a certain loan term. What if the payment day decided by your provider doesn't fit your finances? What if you miss a payment day? What if you are not able to make the payment on time?

In these situations, your provider will commonly charge you with a referred penalty. This can add significantly to the overall cost and your expensive cosmetic surgery will become even more expensive. However, financial solutions like Denefits allows you to make payments on flexible days. Moreover, you can easily change the payment day as per your financial condition.

All in all, these are the most valuable tips that would help you to choose an ideal financial solution for financing cosmetic surgery. Since money is the only barrier, financial solutions like Denefits have made cosmetic surgery affordable with several benefits. Now, get a positive self-perception and a greater feeling of self-esteem with the flawless body you have always envisioned.

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Can you get financing for cosmetic surgery with bad credit?

Cosmetic surgery has gained tremendous popularity over the years. Over time, it has become more of 'want' than 'necessity.' And due to its elective nature, many financing companies barely cover the procedures and treatments that fall under cosmetic surgery.

Despite high cost and non-coverage by insurance companies, people still opt for treatments such as liposuction, rhinoplasty, breast augmentation, and many others that help them to get expected outcomes.

But the question arises, are there ways that can help people to afford this high and out-of-pocket expense?

Certainly, there are.

Here we have mentioned a few affordable methods that can help you go smoothly under the knife, with any worry. These ways include:

Opting to pay through a credit card

You may find a credit card the best option to pay for your out-of-pocket expenses. Indeed, there are credit cards that confer a 0% introductory annual percentage rate. And a few credit card companies give the privilege of valuable reward points that can be consumed for cashback. However, failure to repay a credit card bill can lead to severe consequences.

Opting for a medical credit card

Did you know a few medical credit cards also provide a 0% annual percentage rate (APR) as an introductory offer? This APR lasts approximately for a period of 6 to 12 months. However, if a patient defaults the payment during that period, it can call for interest.

Cash savings

It may not be a good idea to utilize your savings as they are meant to cope with emergencies. However, the most significant advantage of using cash savings is that you don't get liable to any lender, there is no obligation for repayment, and there is no extra expense that you have to bear.

Opting for a personal loan

Another way to get cosmetic surgery financing is by choosing a personal loan. The loan can be taken either from a local bank, or a lender. However, personal loans levy a rate of interest. And this interest rate can vary, depending on your credit score. It means that if your credit score is good, you will qualify for attractive terms and rate of interest. If you have a low score, the rate of interest and fees will raise your overall medical expenses.

Opting for payment plans

A payment plan helps you pay your bills in affordable monthly installments. It means that you have the leverage for not paying the full amount upfront but in installments. Hence, the patient doesn't have to pay extra. Also, as it not associated with any financial group, it doesn't impact your credit score. Thus, through affordable payment plans, even cosmetic surgery financing for poor credit scores can easily be done. However, failure of payment could lead to collections call.

Denefits: Financing for cosmetic surgery 

Denefits is the best solution for all those people who have a bad credit score. Denefits supports you to pay your expensive/ unexpected bills, conveniently. Once you are connected with Denefits, you can count on instant financing and a 100% approval rate. Hence, cosmetic surgery financing even with no credit check becomes attainable. Denefits interactive digital platform understands the patients' needs and yields unique solutions tailored to the financial capacities.

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Plastic Surgery Financing with Denefits

Plastic surgeons can perform a range of cosmetic procedures on different parts of the body. However, the major setback for opting cosmetic surgeries is the inability of healthcare insurance companies to cover the associated costs. The main barrier to your practice growth is patient affordability. It is hard to see patients not able to afford the treatments they wish to have. Several patients who would like to go through the plastic procedures you offer but don’t, because it’s difficult for them to afford these procedures. Denefits removes this financial barrier with its payment plan option for plastic surgery.

Finance All your Procedures with Denefits 

Denefits payment plans are an excellent way for patients who are looking for plastic surgery financing options. Denefits ensures instant processing with a 100% approval rate. It also has the option for plastic surgery financing for bad credit. With Denefits, there are NO hidden fees, low-interest rate, flexible financing terms, and Denefits let the patient's loved ones be their helping hand (through our Social Healthcare Payments™ option, patients can raise funds for their bills). With Denefits, patients receive skincare when they need it, and pay you in affordable monthly payments. The revenue of your practice rises as you get to retain more patients. 

Surgical Cosmetic Procedures and Treatments

• Body sculpting
• Breast augmentation
• Eyelid surgery
• Liposuction
• Mini facelift
• Mommy Makeover
• Nose job/rhinoplasty
• Plastic surgery
• Reconstructive surgery
• Tummy tuck
  
• 
  

Non-Surgical or minimally invasive plastic surgery procedures and treatments

• Injectables and Fillers (Botox® Cosmetic, Dysport™, Xeomin®, Juvederm®)
• Chemical peels
• Laser treatments
• Hair replacement
• Tattoo Removal
• Laser hair removal
• Microdermabrasion

Dermatological procedures and treatments

• Acne treatments
• Age Spots
• Chemical peels
• Dermatology appointments
• Dermatology-approved skincare products
• Injectables and Fillers (Botox® Cosmetic, Dysport™ & Juvederm®)
• Laser and light therapy
• Microdermabrasion
• Mohs surgery and other FDA-approved skin cancer procedures, including wide-local excision, cryosurgery, curettage, and desiccation
• Spider and varicose vein treatments
  

Summary of Financed plastic surgeries types

Body Contouring: Gynecomastia Treatment, Tummy Tuck, and Liposuction. 
Breast Enhancement: Reduction, Augmentation, and Lift.
Facial Contouring: Rhinoplasty, Chin, and Cheek Enhancement.
Facial Rejuvenation: Facelift, Eyelid Lift, Neck Lift, and Brow Lift.
Skin Rejuvenation: Botox®, Laser Resurfacing, and Dermal Filler Treatments.

Denefits payment plans for plastic surgery financing with no credit checks: -

A checklist of the advantages of Denefits payment plans of top plastic surgery financing company for plastic surgery financing: -

• Free sign up (for practitioners)
• Attract more patients to your medical practice
• Increased patients’ affordability 
• No prepayment penalties
• No Credit Checks
• Personalized financial experience
• Ideal platform for low-income holders
• Fundraising through social media
• Guaranteed payments
• Improved patient retention
• Flexibility and Transparency
• Enhanced patients experience
• Empower your consumers
• Flexible financing terms
• Instant approval
• Consumer-friendly digital payment system
• Improved patient satisfaction
• Can pay medical bills without insurance

The business model of Denefits for plastic surgery financing is the best option if your patients are unable to pay the bill for your services.  With Denefits payment plans, you get instant patient financing without credit checks. 
Moreover, if you provide cosmetic surgery financing costing $1000, the traditional leaders can only give you a lump sum of $850, i.e., 10 to 15% less. On the other hand, if you create a payment plan for 36 months with a reasonable interest rate of 10 to 15%, you can gain a revenue reaching the double to what is offered by other lenders. 
Not just that, Denefits offers Guaranteed payments for the service providers. Thus, regardless of whether patients neglect to pay up, we continue sending due installments on schedule. Consequently, with payment plan options, agonizing over money related vulnerabilities has no room.
Denefits also has a benevolent digital payment system that can help improve patient satisfaction and experience. Denefits patient financing is a superior alternative than a personal loan. With its adaptable financing terms,  it empowers your consumers. Its chiropractic financing management software is a perfect stage for low-salary holders.
With its customized budgetary experience and straightforwardness, it is quickly turning into the first choice among plastic surgery specialists in the US. Subsequently, offering Denefits payment plan option with sufficient payback time and a decent interest rate can, without a doubt, help your practice to blossom in no time.

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Financing Cosmetic Surgery with Denefits Patient Financing

Cosmetic surgery aims to improve your appearance. It’s a type of plastic surgery and is growing in popularity among people of all ages. According to the reports, In 2013, 15.1 million cosmetic procedures were carried out in the United States.
Cosmetic procedures are available for every part of the body. However, before going under the knife everyone must have thorough information about the procedure. If a patient shows signs of Body Dysmorphic Disorder (BDD), a surgeon may refer a patient to a counselor. This could be the case in which an underlying problem cannot be solved by the surgery.
Apart from cosmetic surgery, there is a reconstructive surgery that aims to improve function and give a normal appearance to the body part that is completely damaged.

Different types of cosmetic surgery

There are different types of cosmetic surgery. Here we have mentioned about these types in detail:

Breast Surgery: Women who seek to improve the shape of their breasts, opt for breast surgery. This process is also referred to as Mammoplasty, and it may include:

• Breast augmentation or enlargement: Before the advancement of cosmetic surgery, breast augmentation was performed using saline or silicone gel prosthetics. However, fat grafting is the process used to augment breasts.  

It has been found that breast enlargement can help boost self-esteem and women feel confident about their bodies after the procedure. However, before undergoing the procedure, doctors recommend counseling for women.

• Breast lift or Mastopexy: This procedure involves removing skin and glandular tissue to make breasts smaller. It also involves rearranging the remaining tissue to lift breasts. 
• Male breast reduction: The process is also done on men who have enlarged mammary tissue. Male breast reduction helps treat gynecomastia, liposuction, or with various scar patterns. 

Liposuction: The procedure is used to vacuum fat from various body parts. It is done usually on the abdomen, hips, buttocks, back of the arms, and neck. Liposuction treatment can also be used to reduce breasts in men. The procedure is intended to reduce weight. It should be noted that liposuction does not reduce the risk of developing diabetes, high blood pressure, or heart disease.

Vulvovaginal surgery: The procedure is done to reduce elongated labia. The procedure involves the surgery of the labia majora or labia minora. These are parts of female genitalia. 

Body procedures: Body procedures involve tummy tuck or abdominoplasty. Excess fat and skin are removed from the middle and lower part of the abdomen. The procedure tightens the muscle and fascia of the abdominal wall.

Body contouring procedures: Body contouring procedures involve removing excess skin from the hips, buttocks, and thighs. 

Facial cosmetic surgery: Facial cosmetic surgery includes:

Blepharoplasty or eyelid surgery aims to reshape the eyelids. The procedure can also help in shaping the face of tightening the skin. 

Rhinoplasty or nose job aims to reshape the nose and often to improve the breathing process. 

Otoplasty or also referred to as ear surgery helps treat prominent or misshapen ears. Ears are pinned surgically closer to the head with sutures, reshaping the cartilage, or sometimes both.

Rhytidectomy, also known as a facelift aims to surgically remove wrinkles and tightens facial skin. The main purpose of the treatment is to give a more youthful appearance. 

There are many cosmetic procedures that also aim to make lips fuller and improve the appearance of other parts of the body.

Financing Cosmetic Surgery procedures

The cosmetic surgery procedures might weigh heavy on the patient’s pocket and not everyone can afford the expensive treatment. Therefore, financing cosmetic surgery is required to afford these expensive procedures. 

Financing cosmetic surgery procedures is easy with Denefits. People may get rejected for plastic surgery loans due to bad or low credit scores. But with Denefits, it’s easy to get plastic surgery loans. 

There are no credit checks and you instantly get cosmetic surgery treatment financing. After getting cosmetic surgery treatment financing with Denefits, you can easily pay in monthly installments.

Financing with Denefits is easy, affordable, and instant

You get easily financed for any treatment and procedure with Denefits. It is easy to pay in monthly installments when you don’t have funds to pay in one go. Denefits help you afford out-of-pocket expenses and high-deductibles. Speak with your practice and learn if they are enrolled with Denefits. Contact us and we’ll help your recommended practice to get on board with us.

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