Top ways to finance an expensive dental procedure

Dental procedures are really expensive. And this is one of the biggest reasons that people avoid going to the dentist.

According to a report by the Federal Agency for Healthcare Research and Quality, from 1996 to 2015, there was a 23% increase in the cost of dental care per person.

Having said that, putting your health at risk because of expensive dental procedures is not wise. Oral health is related to overall health and risking it, can lead to serious health issues, like heart problems.

Dental insurance plans are often sold separately as most medical plans do not cover it. Also, it should be noted that even if you have a dental insurance plan, it does not guarantee to cover the cost of an expensive procedure.

However, there are ways that can help you pay for your expensive medical procedure. For instance,

Insurance for Dental procedures

When you opt for medical insurance for dental work, it may offer coverage for the procedures it considers ‘medically important’. Also, these procedures may differ from provider to provider. As mentioned, dental health can potentially impact the rest of the body. And, there can be a slight difference between what’s considered a dental procedure and medical procedure. Hence, all dental procedures aren’t covered the dental insurance. So, if you opt for insurance for dental work, do not forget to ask the insurance company the procedures it will cover.

Payment plans offered by your dentist

Considering the fact that dental procedures aren’t cheap and people find it difficult to afford them, dental offices have introduced patient payment plans option. It allows patients to pay for dental work in convenient monthly installments. Hence, paying monthly becomes easier for the patients rather than paying an upfront lump sum amount. Some companies who offer payment plans consider checking their credit scores. However, there are companies such as Denefits, who instantly approves the customers as there is no credit score. This way you can afford any dental work and you are just required to pay a monthly amount.

A health savings account

A Health Savings Account or HSA is another option to finance your dental work. It gives you the ability to put pre-tax money each month and then use it to pay for medical expenses, which also include dental work. HSA also helps to lower your overall health care costs as it pre-taxed money.

Dental Loan

You can also consider taking a personal loan. A personal loan can be used for anything and because of its flexibility, people use it to pay out-of-pocket medical expenses.  But it should be noted that personal loans have a higher rate of interest. So, paying back the amount may become challenging for people who are on fixed incomes.

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When Traditional Patient Financing Fails, Denefits Prevails!

When it comes to financing patients, traditional lenders will only approve 4-5 patients out of 10*. It means that more than 50% of your potential customers that are seeking medical care may still need an alternative way to finance their medical procedures. It leads us to the question;  How can you earn more revenue for your practice while using CareCredit or other traditional lenders? Is there any financing company in the U.S. that can accept these denied applicant’s requests for financing?

*Reason:  Conventional financiers accept applicants based on their current credit score or credit history.

Why Denefits?

• CareCredit alternative for bad credit
• Cares about your patient's credit
• Fast & easy financing with no credit check
• Financing for all with profitable terms

How policies of traditional lenders affect your revenue gain?

Nothing hurts more than losing a customer who is already at your doorsteps just because he/ she cannot qualify for financing by lenders. Not only that, but the lump sum offered by traditional lenders is usually about 10 to 15% less than the actual treatment cost.

So altogether, you lose 50% of the revenue due to applicant denials + 10 to 15% of the cost of your services due to lump sum. And the worst part is that your patients still end up paying about 20-30% interest. Just think of how it affects your patients’ financial experiences at your practice. These circumstances create room for an alternative and more flexible mode of financing.

How to avoid such financial losses to your business?

Use Denefits to finance your patients who are denied financing by CareCredit or any other traditional lenders. With Denefits, you have the liberty to fix the plan term and interest rate as per the convenience (i.e., flexibility) of your clients.

• Using Denefits no credit check patient financing in combination with CareCredit or any other conventional lenders to finance your patients can help to retain your patients.
• The time to pay back these costs can be spread over months or even years as per the convenience of your patients.
• When financing through Denefits, business owners also have the liberty to decide affordable interest rates.

How to grow fast with Denefits enhanced patient financing?

Denefits allows you to finance all of your patients for elective or medical procedures within minutes. Patients can apply for copays, overages, treatment costs, or any other related medical financing needs.

How much revenue hike/ patient you can get with Denefits? 



As shown in the graph, a service costing $1700, a lump sum nets you 10-15% LESS than $1700. On the other hand, if practitioners make a payment plan (through Denefits) over 36 months, it presents more than DOUBLE (>$3400) revenue gain depending on the interest rate.

Once you enroll with Denefits, it takes care of the rest

• Denefits reports all payments to Credit Agencies. It helps in rebuilding the credit score of your patients
• Guarantees defaulted payments - We pay you even if your patient does not make their payments
• Help for CareCredit denial and manages all of your accounts and collects missed payments
• Patients get assistance with Social Healthcare Payments (A unique feature)

Our patient financing services are flexible enough to meet the needs of both patient and service provider. Hence, your customers with limited or low-income brackets can also apply for these payment plan options.

Denefits patient financing online ratings 

We are delighted to be a BBB Accredited Company among patient financing companies in the States. Our Five-star rating shows our dedication to maintain high levels of ethical behavior with our clients.

We welcome this new digital era & and assist practices/ businesses to flourish with creative financial ideas. Please log in at https:/www.denefits.com/ or call us on our helpline number (+1) 833-336-3348 [toll-free] or write to us at support@denefits.com

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Medical procedure financing without credit checks for leukemia treatment

Financial aspects of leukemia treatment 

Many patients have to face high deductibles and copays during leukemia treatment. These restraints hinder the ability of patients to afford the required line treatment. It is believed that on average the number of deductibles can reach as high as $8,000 to $10,000 a year.

Even if the patients have health insurance, they are not fully aware of the terms and conditions regarding what it will cover and what will be the out-of-pocket expenses. Leukemia treatment is expensive, and its cost differs, depending on the stage. It can put a significant toll on your wallet. The average cost ranges between $50,000 and $100,000 or even more. Hence, it is always advised to turn to top healthcare financing companies in the US.

Denefits patient financing for leukemia treatment

As mentioned above, the cost of leukemia treatment can weigh on your wallet. Not only that, but it has also been pointed out that the actual cost of treatment varies with the stage of leukemia. The average cost of leukemia treatment for stage B, and C can be up to 40%, and 80%, higher compared to stage A. Hence, it is to be kept in view that thyroid cancer treatment costs generally increase with the advancement of the disease.

With Denefits medical financing for bad credit, you need not worry about the cost of leukemia treatment. Unlike, medical loan financing and healthcare insurance, Denefits finances the out-of-pocket costs of leukemia treatment, and you can repay in affordable monthly payments. Denefits installment payment plans finance the medical tests, procedures, and treatments offered by your healthcare provider.

“Applicants can now bear the full cost of leukemia treatment with Denefits Patient Financing. 

Denefits assures an instant approval and 100% acceptance rate with NO Credit Checks.

Patients can choose the amount and time to repay as per their convenience.  

Also, patients get the liberty to pick the practitioner of their choice”. 

Denefits - Financing Any Customer

Leukemia - What is leukemia?

Leukemia is a medical condition associated with the cancer of blood or bone marrow. Bone marrow cancer leads to the production of unhealthy blood cells. The term leukemia is used about the leucocytes (white blood cells; WBC).  Our body needs a daily generation of new blood cells in terms of billions. However, Leukemia manipulates the bone marrow to make more WBCs (lymphoid cells and myeloid cells). This overproduction of WBCs disrupts the optimal constitution of the blood and causes it to malfunction. Although Leukemia affects the individuals above 50, it is also the most common type of cancer among under 15.   

Causes and symptoms of Leukemia - How do I know if I have Leukemia?

The exact reason for Leukemia is still under investigation. However, some studies have pointed out the abnormal chromosomal architecture for this medical condition. Leukemia is equipped with variable symptoms, including fever, chills, persistent fatigue, frequent infections, easy bleeding, or bruising.

Types of Leukemia 

Acute Lymphocytic Leukemia: - It is the type of Leukemia which is categorized based on the kind of lymphocytes and its maturity.

Acute Myelogenous Leukemia: - This type of Leukemia is determined by the number of healthy blood cells, size, count of cancerous cells, and chromosomal abnormality in the leukemia cells.

Chronic Lymphocytic Leukemia: -  This condition is determined with the help of four major factors viz. lymphocyte count in the blood, the degree of inflammation of lymph nodes, spleen/ liver enlargement, and occurrence of anemia or thrombocytopenia.

Chronic Myelogenous Leukemia: – This condition is marked based on the diseased cell count in the blood and bone marrow tests.

Stages of Leukemia - Are there any stages of Leukemia? 

The clinical stages of leukemia are divided as follows: -

Clinical Stage A: - This stage displays the persistence of swollen lymph nodes, while the cancer is limited to less than three locations.

Clinical Stage B: - At this stage, cancer invades more than three distinct locations.

Clinical Stage C: - In stage C, the development of both anemia and thrombocytopenia occurs.

Treatment advances for leukemia

Given the complexity of Leukemia, its line of treatment may include biological therapy, chemotherapy, radiation therapy, stem cell transplant, or targeted therapy. With this line of treatment, regular follow-up after the procedure is an integral part of the medical protocol. 

Why Denefits patient financing options?

Denefits medical financing options ensure instant processing, 100% approval rate, patient financing for poor credit, NO hidden fees, low-interest rate, flexible financing terms, and letting the patient's loved ones be their helping hand (Through our Social Healthcare Payments™ option, patients can raise funds for their medical bills).

Advantages of Denefits payment plan options

Huge medical bills are a big problem especially for those with limited or fixed income. For the patients who are not covered with substantial healthcare insurance,  a hefty medical bill can weigh on the pocket. Here, Denefits flexible payment plans option can save the patients from the burden of medical bills.

Denefits - top healthcare financing company in the US allows the patients to have more control over their medical bills. Denefits gives patients the liberty to make more manageable payments over a longer period. Additionally, there are no prepayment penalties.

Denefits healthcare patient financing - Designed to meet the need of both patient and the service provider

Choosing medical financing can be a complicated task. So, the patient is walked through the Denefits payment plan by our compassionate customer care representatives. Once you connect with Denefits, you can stop searching for expensive medical loans. Our financing for medical procedures is the best among top medical financing companies in the US. We approve patients instantly without any credit checks. Denefits healthcare financing can be tailored to meet the need of the patients and service providers. These payment plans can also be opted by the patients of limited or low-income brackets.

A checklist of the advantages of Denefits healthcare financing & lending solutions: -

• Enhanced patients experience
• Flexibility and Transparency
• Denefits patient financing is better from a personal loan
• Fundraising through social media
• Ideal platform for low-income holders
• Improved patient satisfaction
• Empower consumers
• Consumer-friendly digital payment system
• Flexible financing terms
• Can pay medical bills without insurance
• Increased patients’ affordability 
• Instant approval
• Personalized financial experience
• No prepayment penalties
• No Credit Checks

Summary: Denefits patient financing options

Denefits patient financing options are free from both hard and soft credit checks. Our patient payment plans are available with flexible financing terms. We ensure a 100% approval rate. Our policies are fully transparent, and there are NO hidden fees.

When the traditional healthcare financing options fail to fulfill your medical financing needs, Denefits can help you to get through your hard times. Along with that, Denefits also has a unique feature of Social Healthcare Payments™, which can be used by the patients to raise funds for their medical bills.

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Were you denied 🦷dental financing by CareCredit?

When it comes to getting financing for dental work, CareCredit and similar traditional lenders will only approve 4-5 patients out of 10*. It means that more than 50% of applicants that are seeking dental treatment may still need an alternative to CareCredit. This leads us to the question; Is there any dental financing institution in the US that can approve these rejected applications when other patient financing companies won’t?

*Reason: Traditional lenders approve applicants based on their current credit score or credit history.

Why dental patients are opting for Denefits? 

The ever-rising cost of medical insurance plans and high copays/ deductibles have forced the patients to look for alternative dental financing options. These cost associated with most healthcare plans often gets so expensive that most patients struggle to make timely payments.

Denefits offers perfect dental patient financing for you and your family. Denefits patient financing covers all medical and cosmetic procedures. Applicants can bear the full cost of dental procedures with Denefits dental financing services.

How to instantly afford expensive dental treatments?

Use Denefits to get the most affordable payment plan options compared to any other traditional lenders. That too, at reasonable interest rates.

The bottom line 
The inflexibility of healthcare insurances and medical credit cards has opened new channels for the dental financing market to blossom. In this era of increasing costs of dental treatment plans in the US, dental financing companies have become a necessity.
The innovative financial ideas of Denefits in social patient financing have made patients free from the worries of the complicated health insurance plans tangled with the terms and conditions.

Denefits dental patient financing can be tailored to meet the needs of the patients and service providers. These payment plans can also be opted by the patients of limited or low-income brackets.

We embrace this new digital age & bring innovative financial ideas for your medical needs. If you wish to have more info, please visit https://www.denefits.com/ or call us at our helpline number (+1) 833-336-3348 [Toll-free]. You can also write to us at support@denefits.com

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How IVF treatment helps in expanding your family?

In vitro fertilization or commonly referred to as IVF is a fertilization process in which an egg(s) is fertilized with sperm outside the human body. When the IVF process takes place, matured eggs are taken out of the ovaries and then fertilized by sperm in a laboratory. After successful fertilization, the embryo is planted in the uterus.

The IVF process

When the IVF process is initiated, fertility medication is given to the patient. This process takes several weeks or in some cases, even months. Fertility medication helps ovaries to produce healthy eggs. Once eggs get matured, they become ready for the fertilization process, which initiates ovulation.

To track the process, regular checkups are done. A thorough examination is required to track egg production and hormone levels. Once eggs get matured, the doctor retrieves them through minor surgery.

The retrieved eggs are then fertilized with sperm in the laboratory. They are then stored in a special glass container or a tube, where actual fertilization takes place. Once fertilization occurs, the embryo is implanted into the uterus.

Now, a woman gets pregnant when any of the embryos get attached to the lining of the uterus.

The average cost of IVF

The whole IVF process is indeed expensive. The average cost of one in vitro fertilization cycle is around $12000. It should be noted that it does not include medication costs, which could be at least $1500 to $3000 for each cycle. On an average couple spends around $19,500 and for every additional cycle, they pay an average additional of $7,000. So, opt for Denefits enhanced patient financing platform for medical procedures of all ranges.

Believe it or not, every woman yearns to experience motherhood. Science has made it possible for all, but affording to the expensive treatments can be hard. Hence, with the right healthcare patient financing, patients don’t have to worry about these costly procedures. Denefits medical procedure financing gives its patients a chance to opt for any treatment, whether affordable or not. There is no credit check and you get the approval, instantly. Moreover, Denefits healthcare finance provides an option to pay as per your preference, either monthly or even yearly. Denefits has made a simple process for its patrons. Get Denefits and experience a beautiful emotional roller coaster of motherhood with your partner.

The ever-rising cost of healthcare medical financing has forced the patients to look for alternative patient financing options. These costs associated with most healthcare plans and healthcare lending solutions/ companies often get so expensive that consumers struggle to make timely payments. The variety of economic brackets of the patients makes it unaffordable for low-income holders or self-employed individuals.  If you plan to include your family in a healthcare insurance plan, it even makes it more difficult to afford. Moreover, actual medical coverage often does not cover pre-hospital expenses, surgeries, etc.

Denefits offers perfect patient financing for you and your family. Denefits healthcare financing & lending solutions cover all new and pre-existing medical conditions. Denefits offers instant patient financing, a 100% approval rate, and no credit checks. Denefits has flexible plans with low-interest rates against pre-hospitalization charges, hospitalization charges, post-hospitalization charges, and ambulance expenses.

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