Easy financing for Otolaryngology (ear, nose, and throat) treatment



Otolaryngology, also referred to as the oldest medical specialty in the US, deals with disorders of the ears, nose, and throat (ENT). Otolaryngologists are trained in both medicine and surgery. 

Otolaryngology is the oldest medical specialty in the US, according to the American Academy of Otolaryngology. Dated back to the 19th century, medical experts realized that the head and neck have a series of interconnected systems. Thus, tools and techniques to treat the head and neck problems were developed. Medical professionals who deal in the ear, nose, and throat treatment differ from many physicians as they are qualified to perform surgeries on the most complex and delicate tissues of the body (the head and neck).

The specialized areas of otolaryngologists.


As discussed, otolaryngologists have special skills to treat and operate the most complex parts of the body. They are specialized to treat:

  • Ear: If a person is suffering from hearing loss, infection in the ear, ear noise (also referred to as tinnitus), balance disorders, nerve pain, cranial, and facial nerve disorders, otolaryngologists help treat them. Also, the ear, nose and throat specialist specializes in managing birth (congenital) disorders, which are the disorders of the outer and inner ear.

  • Nose: One of the primary skills of otolaryngologists is to treat sinuses and care of the nasal cavity. The ear, nose and throat specialist also helps treat smell disorders, nasal obstruction (which can be due to deviated septum), allergies, sinusitis, and polyps. Otolaryngologists can also help correct the appearance of the nose which is also referred to as rhinoplasty surgery.

  • Throat: Otolaryngologists also have the expertise to treat diseases of the voice box (larynx). For voice or swallowing disorders and the upper aero-digestive tract, otolaryngologists can help treat them. 

  • Head and neck: Otolaryngologists have special expertise to treat infectious diseases in the head and neck area. These treatments also include benign and malignant tumors, deformities of the face, and facial trauma. Otolaryngologists can also perform cosmetic, reconstructive, and plastic surgeries. 
Otolaryngological services also include:

  • Sleep disorders
  • Facial and skull trauma
  • Balance disorders (vertigo, unsteadiness, and dizziness)
  • Facial movement disorders (facial paralysis)
  • Cosmetic and reconstructive surgery
  • Nose and sinus disorders
  • Tumors and disorders of the base of the skull (cranial base)
  • Head and neck oncology (cancer)
  • Cochlear implant 
  • Diseases of the ear
  • Tumors of the balance nerve that affect hearing
  • Common complaints of the nose, ear, and throat
  • Hearing loss
  • Thyroid and parathyroid disorders
  • Voice disorders and vocal health

Let’s talk about the affordability of these treatments


Before we talk about the affordability of the ear, nose, and throat treatments, let’s have a look at the treatment cost. It should be noted that treatment costs may vary from state to state and criticality of the disease.

  • Tympanoplasty (ear disorders and hearing impairment problems)- cost may start from $2200

  • Laryngectomy (the surgical procedure by which the larynx, commonly called as the voice box, is removed, either partially or completely)- cost may start from $4500

  • Nasal Polyp Surgery (benign/non-cancerous masses that develop in the lining of the nose and paranasal sinuses)- cost may start from $2411

  • Septoplasty (to separate nasal cavity into right and left cavity)- cost may begin from $1650

  • Cochlear Implant (to treat hearing loss)- cost may begin from $14000

Financing for ENT treatments


Considering the ENT treatment cost, it’s difficult to afford it. However, there are companies that offer financing for different health issues including financing in medical ENT. However, the biggest drawback is that not everyone could get financing. The main reason is that there is a credit check and if you have a low or bad credit score, you will not be qualified for the same. Hence, financing in medical ENT is a little complicated to afford.

Option for ear, nose, and throat treatment financing

Denefits is the only affordable option for ear, nose, and throat treatment financing. As there is no credit check, everyone can easily get financing for medical ENT. With a 100 percent approval rate and no credit check, affording financing for ENT treatments is easy with Denefits. You get an option to pay conveniently in monthly installments. That means if you are on a limited income, you still can afford ENT treatments. Just get the approval (within 3 minutes) and split the amount in easy monthly installments. Talk to your ENT specialist and know if they’re enrolled with Denefits financing. If they do not have Denefits financing option, call us and we’ll help your doctor with the enrollment.

















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Dental Patient Financing for Endodontic Treatments

Endodontics is a branch of dental sciences that deals with the treatment of dental pulp. Deep inside the teeth, there lies a complex network of blood vessels, nerves, sensitive tissue, and pulp. Any irregularity in these biological structures needs to be addressed immediately. On the other hand, in everyday experience, most people avoid consulting endodontists due to associated high treatment costs. Such avoidance or delay in the required endodontic treatment can worsen the tooth health, and it may become hard for the dentist to save your natural tooth.

The average cost of endodontics procedures 

Depending upon the severity of the dental problem and the hospital you choose to have your treatment done, your treatment cost could vary. Here are the average prices of some of the endodontics procedures. Root canals can cost anywhere from $300 to $2,500 and dental implants can cost anywhere from $3000 to $6000. Moreover, the cost of endodontic treatment can vary depending upon the location of the facility. So, it wise to opt for Dental treatment loans.
Often, pearly white teeth are perceived as healthy teeth. But there is more to the health of teeth than mere aesthetically pleasing visibility. Endodontists specialize in endodontic dental therapies, i.e., the procedures involving the inner soft tissue of teeth. Endodontic experts encompass clinical etiology, diagnosis, prevention, and treatment of diseases of the dental pulp. During the past couple of decades, endodontics has evolved tremendously in terms of technology and application. And the associated cost of the treatments has also gone up. This boost in the dental treatment cost has made it unaffordable for many, resulting in applying for dental treatment loans.

There is a wide variety of dental financing companies in the US market which offer to finance for dental care. However, Denefits offers financing for dental care with no credit checks. Also, Denefits endodontics treatment financing is applicable to all types of endodontics treatment.


Endodontists are specialists in saving teeth. Every specialist wants to grow his/her practice and increase revenues. But one barrier to practice growth is treatment affordability. Denefits Endodontics treatment financing helps endodontists to finance their patients for all kinds of endodontic treatments offered at their facility.

Get Endodontics Treatment Loan for all procedures with Denefits dental surgery financing

Denefits is among the top dental patient financing companies in the US. Denefits Endodontics Treatment Loans are an excellent way for patients who wish to afford their endodontic treatments. Denefits ensures instant processing with an approval rate of 100%. There are NO credit checks or hidden fees, and the financing terms are flexible with a low-interest rate.  It lets the patient's loved ones be their helping hand (through our Social Healthcare Payments™ option, patients can raise funds for their medical bills). With Denefits, patients receive dental care when they need it, and pay you in affordable monthly payments. When you retain your patients, your revenue eventually rises.

With Denefits payment plans, you can finance your patients for any treatment or procedure you offer. 

Here is a list of conventional treatments that most endodontists use Denefits payment plans to finance their patients.
  • Apicoectomy-additional root
  • Apicoectomy-anterior/ bicuspid/ molar
  • Biopsy-soft/ hard tissue
  • Bone graft in conjunction with periapical surgery:
  • Calcification repair
  • follow-up/observation examination
  • Crown repair
  • Cystectomy
  • Dental implants
  • Endodontic retreatment
  • Endodontic surgery
  • Extraction of a permanent tooth
  • Guided tissue regeneration
  • Impressions and pouring up of plaster casts of teeth / dental arch
  • Incision and drainage
  • Internal root repair
  • Palliative (emergency) pain relief 
  • Periodic oral examination
  • Pulpal regeneration
  • Pulp testing
  • Reimplantation/splint
  • Removal of decay/site medication to heal the pulp
  • Root canal treatment
  • Routine teeth cleaning/polish
  • Therapeutic pulpotomy
  • Therapeutic pulpotomy
  • Tooth transplantation
  • Traumatic dental injuries

How can Denefits help you in endodontics financing?

Denefits can help you with the required root canal treatment financing. Denefits dental implant/surgery financing make paying for out-of-pocket expenses a lot easier. Unlike traditional financing, with Denefits, you can count on instant processing, 100% approval, NO credit checks, NO hidden fees, low-interest rate, and flexible financing terms. Also, you can let your loved ones help you (through our Social Healthcare Payments™ option, you can raise funds for your medical bills). With Denefits, you can get root canal treatment financing, financing for all the medical tests, procedures & treatments offered by your endodontist.

Denefits payment plans for dental financial services with NO credit checks

A checklist of the advantages of Denefits payment plans for dental patient finance options: -

  • User-friendly digital payment system
  • Improved patient satisfaction
  • Can pay medical bills without insurance
  • Enhanced patients experience
  • Empower your consumers
  • Flexible financing terms
  • Instant approval
  • Free sign up (for practitioners)
  • Attract more patients to your medical practice
  • Increased patients’ affordability
  • Improved patient retention
  • Flexibility and Transparency
  • No prepayment penalties
  • No Credit Checks
  • Personalized financial experience
  • Ideal platform for low-income holders
  • Fundraising through social media
  • Guaranteed payments
Conclusion
Denefits dental financing management tool is the best option if your patients are unable to pay the bill for your services. Denefits dental patient financing services are independent of this criterion of a legitimate credit score. Denefits payment plans offer instant dental patient financing without credit checks. 
Not just that, Denefits ofers Guaranteed payments for the service providers. Thus, regardless of whether patients neglect to pay up, we continue sending due installments on schedule. Consequently, with our dental funding program, agonizing over money related vulnerabilities has no room.

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Affordable Veterinary Financing with Denefits

Veterinary Financing

Increasing pet ownership has eventually raised the demand for veterinary services. With the advancement of technology and veterinary medicine, it has not only enabled veterinarians to get enhanced tools that can be performed for specialized medical procedures but also the lifespan of the pets has lengthened. Considering the advancements, it has been forecasted that over a span of five years, industry revenue is likely to increase. These industries include pet health insurance companies, pet health care services, and veterinary services. 

What is included in the Veterinary Service industry? 

Veterinary service: Industrial definition According to the Industrial definition, the veterinary services industry includes licensed veterinary practitioners. These practitioners provide health care services to the pets that include dental, medical or surgical treatment for pets/animals. The veterinary service industry also includes laboratories and diagnostic testing services. 

Industrial Products and Services and Industrial Activities 

When we talk about industrial products and services, it includes: 
  • Pet grooming services 
  • Surgical treatments 
  • Nonsurgical treatments 
  • Merchandise sales 
  • Laboratory services 
  • Boarding services 
  • Routine examinations 
For industry activities, the following services are included: 

  • Animal disease testing 
  • Operating veterinary surgeons' offices 
  • Performing animal vaccinations 
  • Operating veterinary clinics 
  • Operating veterinary testing laboratories 
  • Providing livestock veterinary services 
  • Providing small animal veterinary services 
  • Livestock inspecting and testing 
  • Operating animal hospitals  

How important it is to get Veterinary Care Financing? 

As discussed that veterinary services are increasingly on-demand, due to lengthened lives and increased pet ownership, it is important to get veterinary care financing. Before we discuss the average cost of veterinary services, let’s check what all services do veterinarians charge for. 

- Services include professional services like physical examinations, medical exams, hospitalized exam, and extended exam. 

- Procedures that include surgeries 
- Diagnostic services, for instance, blood pressure evaluation 
- Anesthesia required for some procedures 
- Lab work services which include blood testing, heartworms, immunity, thyroid, and 
leukemia. 
- Hospitalization services when it’s an overnight stay, monitoring of your pet, and 
more. 
It should be noted that during a thorough physical examination of your pet, your pet’s vision, hearing, teeth and gums, how the heart is functioning, skin and coat, respiration, and musculature is also thoroughly checked. 
The average cost for the basic preventative care 
The average cost of a physical exam is somewhere between $45 and $55. These visits also include routine vaccinations or vaccine boosters. 
The average cost of vaccines per shot- $15-$28 
Your pet’s veterinarian may also conduct additional tests depending on the condition of
your pet. These examinations may include: 
  • Fecal exam, which can cost $25-$45 
  • Heartworm test, which can cost $45-$50 
  • Dental cleaning, the cost can lie between $70 and $400 
  • Allergy testing, for skin test $195-$250 
  • And $200-$300 for the blood test 
  • Geriatric screening, which can cost $85-$110 
The cost of surgery/unexpected diagnosis 
The annual veterinary care might lie between $200 and $400 for dogs and for cats, it can be somewhere between $90 and $200. Apart from the regular checkups, you might have to take your pet for unanticipated ailments, surgeries, or accidents. The cost of these illnesses and surgeries can depend on the condition of your pet and can cost you a variable amount more. Emergency treatments for your pets might cost you somewhere around $1000. Again, this depends on the criticality of your pet. 
Patient Financing Options for Pets 
Denefits have come up with the solution to help you cover these out-of-pocket expenses and deductibles by introducing patient financing options for pets. This financing solution has eased the pet owners and they can easily pay for their pets’ veterinary bills. Veterinary Financing with Denefits is easy, affordable, and reliable. There are no credit checks. That means, even if you have low or bad credit scores, you can still opt for veterinary financing. In addition, financing gets instantly approved. It just takes three minutes to get financing with Denefits. Denefits, top healthcare financing company in the US, ensures instant processing, 100 percent approval rate, medical financing with no credit checks, no hidden fees, low-interest rate, and flexible financing terms. Unlike significant healthcare financing & lending solutions, Denefits finances all pre and post-treatment procedures, and pet owners can repay in affordable monthly payments. They can easily pay in monthly installments. 

Choose Denefits Today! 

Denefits medical financing program offers a full spectrum of veterinary financing options. It is the best platform that supports pet owners to pay the expensive/ unexpected medical bills, conveniently. Once you connect with Denefits, you can count on instant financing and a 100 percent approval rate too, without credit checks. Denefits interactive digital platform understands the pet owner’s needs and yields unique solutions tailored to their financial capacities. 
What is there for the veterinarians? 
You spoke and we listened. When veterinarians are enrolled with Denefits, there is no fee financing and no-fee payment processing. To get more details, you can contact our representative at 1-833-336-3348. 
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Financing for chiropractic services has become easy for your patients. Here’s how

Chiropractic or also known as ‘manual therapy’ treats a number of conditions, especially those of the spinal column. After doctors and dentists, chiropractors rank 3rd largest group of doctorate level of medical professionals. As per studies, chiropractic treatment is performed on approximately 27 million Americans every year!


Some of the well-known benefits of chiropractic treatment are as follows.

Chiropractic treatment and procedures are well-known for the wellness of overall health. A few other benefits of chiropractic treatment are: 

  • Chiropractic treatment and procedures are known to improve joint mobility.
  • It decreases pain.
  • It helps in making loose muscles tight, tight muscles lose, thus relieves the spasms in the muscles.
  • It improves blood circulation.
  • It helps in relieving prenatal discomfort.
  • It decreases the adverse effects of stress.
  • It helps in strengthening the immune system.
  • Chiropractic treatment is also known to improve cognitive skills.
  • It helps in improving overall health and wellness.
  • It beats insomnia.
  • It helps in improving athletic performance.

But is it convenient for the patients to easily pay for chiropractic services in a country where healthcare is skyrocketing? Let’s find out.

Cost of chiropractic sessions

Chiropractic sessions are categorized into two costs:

  • Basic cost
  • Additional cost

Basic cost: As the name suggests, these are the basic charges. These charges include:

  • According to the Chiropractic Economic Magazine, Chiropractic fee per chiropractic sessions is approximately $65. This is for general vertebrae adjustment. 

  • There are chiropractic sessions. These sessions may range from $30 to $200 per session. However, the cost per session may rise, depending on the treatment and the spine region it is focusing on. 

  • Studies also show that chiropractic fee is higher in the South, which is approximately $70 per session. In the Midwest, it goes down to $60. 

  • When it is the first visit, the cost may go from $61 to $161. 

  • For the X-rays, the cost may rise from $44 to $159.

Additional Cost: Additional cost is charged by the chiropractor for the additional services that are provided in the clinic. These services are also used to treat chronic illnesses, massage, and acupuncture sessions. 


  • An average cost for a massage session costs $42.
  • For acupressure, the charge may vary from $100 to $150, that too for an initial visit. And when there is a follow-up, it may charge them $65 per visit. 

Is chiropractic treatments covered under health insurance?

According to the American Chiropractic Association (ACA), healthcare insurances cover some level of chiropractic treatments. Hence, it requires chiropractic patient financing options for your patients which makes chiropractic treatments and procedures affordable.

Make chiropractic treatment affordable for your patients

When we look at the statistics and facts that say chiropractic adjustment is performed around 1 million times every business day in the US, it clearly shows how effective this treatment is. A study showed that people who preferred chiropractic treatment experienced a reduction of 30% in lower back pain after 4 weeks. Hence, the need of the hour is to make chiropractic treatment affordable for every patient. By offering them chiropractic patient loans, they can conveniently pay for the chiropractic treatments.
The chiropractic patient financing program allows patients with an option to not pay the whole treatment amount upfront.  This means that with chiropractic patient loans, patients can pay conveniently in easy monthly installments. By getting the enrollment to patient financing, practice gets guaranteed payments, that too with no service fee cost. With Denefits chiropractic patient financing, there are no credit checks. Thus, practice doesn’t have to turn away any patient. 

To learn more about patient financing options with Denefits, call 1-833-336-3348.


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Coronavirus- Safety tips for you

Despite strict actions taken by the State authorities to ensure people’s safety, the coronavirus cases are still on the rise. According to the latest report, as on 27th March 2020, the US has surpassed China for the highest cases confirmed. 
As of today, worldwide 510,000 cases are reported. The number indicates that we need to follow safety measures more strictly. Even if the Government has imposed strict actions to cope with this pandemic, we all have to ensure our own safety. 

How can we help break the chain of COVID 19?

COVID19, Corona, Coronavirus, Denefits
Coronavirus spreads quickly, even before an infected person knows the symptoms. Research done by The University of Texas stated that an infectious person can infect more than 10 percent of people even if the infected person has shown no symptoms. The transmission of the virus is less than a week. 
The speed of this pandemic depends on two factors, 
how many people are infected by each case, which is also referred to as reproduction number
and, how long does it take for infected people to spread the virus, also referred to as the serial number?
Considering the number of cases and the speed it is infecting people, here are a few safety tips that must be followed to prevent coronavirus.

SAFETY TIPS FOR YOU

  1. Stay at home. Avoid social contact and unnecessary journeys. This will not only protect you from the infectious person (who even has not shown any symptoms) but will also help the government to fight against the pandemic. Go out only when it is urgent. 
  2. Leave home only for essentials and medical needs. The situations that cannot be prevented, for instance - medical urgency or shopping for essentials only then leave home. Else, stay home and stay safe.
  3. Work from home. The pandemic has forced every business to shut (except for a few like medical financing companies) .and people are working from home to ensure everyone’s safety.
  4. Avoid public gatherings. Public gatherings are already banned by the respective state authorities. Even if you are going out to buy essentials or for medical emergencies, keep a distance from others. 
  5. Avoid visiting other people’s houses, even if they are your next-door neighbor. As discussed, before the infected person shows coronavirus symptoms, it can infect you. So, if you think that your next-door neighbor is doing fine, avoid visiting and socializing with other people. 
  6. Police can stop you from going out and can take necessary actions. To ensure people's safety and break the chain of this pandemic, State authorities have empowered police to stop you from going out (except in certain conditions) and may take necessary actions if you violate the rules.
  7. If you’re unwell, isolate yourself. Avoid contact with others, even with your family members. Stay in your own room and if you experience weird symptoms, immediately seek medical attention. 
  8. Contact your friends and family who are far from you. Keep in touch with your friends and family who are far from you. This doesn’t mean you should visit them but call them or reach out to them through social media. This will help you and others to cope with quarantined situations.

Apart from these safety tips, here’s what you can do to stay well.

  1. Wash your hands for 20 seconds. You must wash your hands for 20 seconds. Use soap and water to wash your hands and if you are going out, don’t forget to sanitize your hands before you leave home, during the process of buying essentials or even if you are at a doctor's clinic and after you reach home. Do not touch your eyes, nose, and mouth without washing your hands. Cough or sneeze at the bent elbow to prevent the spread of the virus.
  2. Use tissue for cough and sneeze. Either cough or sneeze at the bent elbow or use tissue for coughing and sneezing. Dispose of the used tissue. 
  3. Practice social distancing. If it’s an unavoidable situation and you have to go out, practice social distancing. Keep a distance of six feet away from others. 
  4. Avoid close contact with people who’re sick. Even if there is a family member who is sick, avoid close contact. If required, get in touch with a doctor.
  5. Disinfect/clean the surface that is frequently touched. These surfaces include tables, doorknobs, light switches,  computers/laptops, phones, keyboards, desks, sinks, toilets, faucets, kitchen shelves, and countertops.
  6. If the surface is dirty, use water and detergent or disinfectant to clean it. Clean other items, like computers, phones, etc. with sanitizer. With a few drops on sanitizer over a tissue and clean these items.
  7. Wear a mask if you're sick, taking care of a patient or going out at a public place. This helps you to protect yourself from the virus.

What should I do if I experience weird symptoms?

The symptoms include - 
  • Fever and tiredness
  • Continuous cough
  • Difficulty in breathing
If you have encountered a person who has got ‘new continuous cough’ or high temperature, isolate yourself for 14 days in case symptoms develop. If your situation gets no better or worse, seek immediate medical attention. You are then tested for coronavirus at a hospital. 
Denefits patient financing 
Denefits program is designed to help patients. With no credit check, instant approval, all patients get medical financing. 

How Denefits can help patients in this pandemic situations?

If you're looking for patient financing options, you do not have to come out of your houses. You can download our mobile app and can get eligible for medical financing. All you have to do is to contact your practice and know how they can help you in getting Denefits patient financing.
We know you’re staying home and your safety is our topmost priority. Opt for online yoga sessions or physiotherapy (exercising) sessions. Ask your medical advisor if they’re using the Denefits patient financing option. If they are not enrolled with us, let us know. We will help them get enrollment so that you can reap the benefits.
Do you know with Denefits patient financing, you don't have to pay everything upfront. We give our customers leverage to pay in easy monthly installments. 

Other benefits for our customers

Covid19, Denefits
  • Rebuild Your Credit Score - We report payments to all major credit agencies — so when you make your payments on time, you’ll also be improving your credit score.
  • No Credit Checks - We believe everyone deserves access to medical care, no matter your credit score. We do not require a credit check, which means we have a 100% approval rate.
  • Social Healthcare Payments -  Everyone can benefit from the kindness and generosity of others. We provide another solution to help patients make their payments. We believe that the healthiest lending system involves not only the individual but also friends, family, and the community. Patients can tell their stories and share their links to receive donations from community members. Family, friends, and donors can contribute directly to a patient’s payments. Anyone can donate to help customers make their payments — and know their contributions are going directly to a worthy cause. 
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