Were you denied 🦷dental financing by CareCredit?

When it comes to getting financing for dental work, CareCredit and similar traditional lenders will only approve 4-5 patients out of 10*. It means that more than 50% of applicants that are seeking dental treatment may still need an alternative to CareCredit. This leads us to the question; Is there any dental financing institution in the US that can approve these rejected applications when other patient financing companies won’t?

*Reason: Traditional lenders approve applicants based on their current credit score or credit history.

Why dental patients are opting for Denefits? 

The ever-rising cost of medical insurance plans and high copays/ deductibles have forced the patients to look for alternative dental financing options. These cost associated with most healthcare plans often gets so expensive that most patients struggle to make timely payments.

Denefits offers perfect dental patient financing for you and your family. Denefits patient financing covers all medical and cosmetic procedures. Applicants can bear the full cost of dental procedures with Denefits dental financing services.

How to instantly afford expensive dental treatments?

Use Denefits to get the most affordable payment plan options compared to any other traditional lenders. That too, at reasonable interest rates.

The bottom line 
The inflexibility of healthcare insurances and medical credit cards has opened new channels for the dental financing market to blossom. In this era of increasing costs of dental treatment plans in the US, dental financing companies have become a necessity.
The innovative financial ideas of Denefits in social patient financing have made patients free from the worries of the complicated health insurance plans tangled with the terms and conditions.

Denefits dental patient financing can be tailored to meet the needs of the patients and service providers. These payment plans can also be opted by the patients of limited or low-income brackets.

We embrace this new digital age & bring innovative financial ideas for your medical needs. If you wish to have more info, please visit https://www.denefits.com/ or call us at our helpline number (+1) 833-336-3348 [Toll-free]. You can also write to us at support@denefits.com

Share:

Read More

How IVF treatment helps in expanding your family?

In vitro fertilization or commonly referred to as IVF is a fertilization process in which an egg(s) is fertilized with sperm outside the human body. When the IVF process takes place, matured eggs are taken out of the ovaries and then fertilized by sperm in a laboratory. After successful fertilization, the embryo is planted in the uterus.

The IVF process

When the IVF process is initiated, fertility medication is given to the patient. This process takes several weeks or in some cases, even months. Fertility medication helps ovaries to produce healthy eggs. Once eggs get matured, they become ready for the fertilization process, which initiates ovulation.

To track the process, regular checkups are done. A thorough examination is required to track egg production and hormone levels. Once eggs get matured, the doctor retrieves them through minor surgery.

The retrieved eggs are then fertilized with sperm in the laboratory. They are then stored in a special glass container or a tube, where actual fertilization takes place. Once fertilization occurs, the embryo is implanted into the uterus.

Now, a woman gets pregnant when any of the embryos get attached to the lining of the uterus.

The average cost of IVF

The whole IVF process is indeed expensive. The average cost of one in vitro fertilization cycle is around $12000. It should be noted that it does not include medication costs, which could be at least $1500 to $3000 for each cycle. On an average couple spends around $19,500 and for every additional cycle, they pay an average additional of $7,000. So, opt for Denefits enhanced patient financing platform for medical procedures of all ranges.

Believe it or not, every woman yearns to experience motherhood. Science has made it possible for all, but affording to the expensive treatments can be hard. Hence, with the right healthcare patient financing, patients don’t have to worry about these costly procedures. Denefits medical procedure financing gives its patients a chance to opt for any treatment, whether affordable or not. There is no credit check and you get the approval, instantly. Moreover, Denefits healthcare finance provides an option to pay as per your preference, either monthly or even yearly. Denefits has made a simple process for its patrons. Get Denefits and experience a beautiful emotional roller coaster of motherhood with your partner.

The ever-rising cost of healthcare medical financing has forced the patients to look for alternative patient financing options. These costs associated with most healthcare plans and healthcare lending solutions/ companies often get so expensive that consumers struggle to make timely payments. The variety of economic brackets of the patients makes it unaffordable for low-income holders or self-employed individuals.  If you plan to include your family in a healthcare insurance plan, it even makes it more difficult to afford. Moreover, actual medical coverage often does not cover pre-hospital expenses, surgeries, etc.

Denefits offers perfect patient financing for you and your family. Denefits healthcare financing & lending solutions cover all new and pre-existing medical conditions. Denefits offers instant patient financing, a 100% approval rate, and no credit checks. Denefits has flexible plans with low-interest rates against pre-hospitalization charges, hospitalization charges, post-hospitalization charges, and ambulance expenses.

Share:

Read More

Denefits affordable funeral financing in North America

Death is indiscriminate and at times, unexpected. There can nothing be more distressing than losing a loved one. It is a feeling of grief and what’s more troublesome is accepting the fact that demise will never let you meet again with your loved one.

Bidding farewell to a deceased member in the most respected manner is the least that can be done by his/ her friends and family. But arranging for a funeral can really be tiring and emotionally upsetting. Moreover, the expense of a funeral can weigh heavy on your pocket. Hence, getting a funeral financed through one of the reliable companies proves out to be the best option.

Cost of funeral homes

The average cost of funeral homes is somewhat between $7,000 to $10,000. Services like burial in a cemetery, installation of a headstone, cost of embalming, and metal caskets are all included in this cost. Hence, an installment payment plan option can help you bear the above-mentioned cost.

Here’s a breakdown of a few funeral services:

Cost for a casket: $2,300
 
Embalming: $500
 
Cost for using the funeral home: $500
 
Cost of a gravesite: $1,000
 
Cost to dig the grave: $600
 
Cost of a grave liner/ outer burial container: $1,000
 
Cost of a headstone: $1,500
 
Fee for the funeral director’s services: $1,500

Denefits is at your service

Denefits flexible payment plans give you an option to cover all funeral expenses. Its motto to finance treatment and medical bills helps people to pay for funeral instantly and spread the cost conveniently for a period of time.

Why we do it?

Denefits payment plans understand that paying for a funeral can be expensive. This unexpected yet necessary amount needs to be arranged, that too at a short notice.
Denefits payment plans services make all money-related arrangements easier for you. Instantly you get the approval and can repay in affordable installments. The cost can be spread for months and even for years.

How Denefits helps?

We accept the fact that you don’t want to settle for something such as direct cremation due to a shortage of funds. All you need to do is to get a financing facility available with Denefits financing for funerals and burials. Also, it should be noted that if a certain funeral home does not accept Denefits, you can contact us at our helpline number.

Choose Denefits today! 

Denefits offers a full spectrum of financing programs. It is the best platform that supports you to pay your expensive/ unexpected medical bills, conveniently. Once you are connected with Denefits, you can count on instant financing and a 100% approval rate that too, without credit checks. Denefits interactive digital platform understands the needs and yields unique solutions tailored to their financial capacities.

Share:

Read More

This is what I did to manage my family’s medical expenses

Despite rolling out different healthcare plans by the government, medical expenses still claim a heavy chunk of our income. Who knows it better than a woman who has two kids? Well, my husband and I were already fighting with our out-of-pocket medical expenses, as I am asthmatic and my husband suffers from high blood pressure. And the day our first child was born, our medical bills mounted. Just imagine how we managed when our second born was brought into the mix.

While flipping through a famous health magazine one day, I realized that we were not alone in this struggle. A study was done by the American Journal of Medicine, which stated that in 2007, 62.1% of all American bankruptcies were medical-related. This shows that a lot of people have trouble with their medical expenses.

So, what does it mean? Is there no way out? Certainly, it has. Taking some actions wisely can help you in managing your out-of-pocket medical expenses. This is what my husband and I did, just to save our hard-earned money.

Choose an affordable patient financing plan: Undoubtedly, decoding a healthcare financing plan is a task. Due to complex terms and conditions, we hardly notice them and miss out on the important clauses. There are hidden charges and sometimes, many medical treatments and procedures are not covered by certain healthcare financing & lending solutions. Hence, comes the need of the hour, to choose the enhanced patient financing plan, that promises to cover all healthcare treatments with no hidden fees and clauses. Also, check out for the rate of interest they impose.

Go for in-network providers: Choose the patient financing options that work with your practice or with the hospitals (like who have contracts with hospitals and doctors). Your practice can guide you for the best option. In case you choose an out-of-network provider, chances are that you will end up paying much higher than the actual cost. The reasons can be many, from a higher rate of interest to high deductibles.

Thoroughly review your medical bills: If you have a habit of tossing your medical bills in the trash, then it’s time you consider them for review. Read thoroughly each line item before you agree to pay the billed amount. If you don’t understand your bill, ask for a breakdown. Never forget to check your bills for calculation errors.

Online research is a must: Do thorough online research. Compare different medical payment plans. Once you do the comparison, you know the best patient financing plan you can opt for your and your family’s medical expenses.

Establish a relationship with your practice: This is important for your future medical treatments and expenses. Building a relationship with the doctor can also help you in getting a better understanding of healthcare patient financing. And you get to choose the best one.

The patient financing plan that helped us

Trust me, after research and talking to our practice, we found the most feasible patient financing plan. Denefits patient financing helped us with all our medical expenses. Where all other healthcare financing companies judge you on the basis of your credit score, Denefits patient financing runs no credit check! You get instantly approved. And on top of it, you get to pay in monthly or yearly installments, as per your convenience. All our out-of-pocket medical expenses are now easily managed. Also, it gives you an option to choose the practice. If your doctor doesn’t have Denefits patient financing, you can call their customer care and get your practice on board. 

Share:

Read More

Enhanced dental patient financing options for Orthodontic treatments

Orthodontics is formerly referred to as orthodontia. This branch of dentistry deals with the diagnosis and correction of malpositioned teeth or jaws. Orthodontists specialize in giving patients the beautiful smiles by straightening their teeth. But many patients can not afford the recommended procedures due to involved high costs. Moreover, these procedures are considered cosmetic, so they are generally not covered by most insurance companies. But all that was a thing of the past. Denefits dental patient financing can pave the way for your patients getting the beautiful smiles they deserve. Denefits financing for dental work removes the barrier of treatment costs and lets you finance all your patients, who are seeking a financing option.

Enhanced payment plan options for dental care

“A healthy smile can say a thousand words and it’s the best cosmetic that one can have. 

Use Denefits dental financing for patients for dental braces and help your patients smile, forever”.

Denefits - Financing Any Customer

The first stage of an orthodontic treatment starts with the assessment of the state of your teeth and how they're likely to develop. This process usually requires X-rays, plaster models, and photographs of your teeth. Once the complete picture emerges, your service provider can choose the best method for dental corrections. 

There are many types of orthodontic treatments available depending upon the intensity of your problems.  For instance, your orthodontist can recommend either fixed appliances (like braces, special fixed appliances, & fixed space maintainers) or removable appliances (like aligners, jaw repositioning appliances, palatal expander, removable retainers, & headgear). 

However, in everyday experience, most people are not able to consult orthodontists due to associated high treatment costs. Such avoidance or delay in the desired orthodontic treatments keeps the patines away from bearing a beautiful smile that they wish to have. Hence, it is always recommended to opt for affordable dental financing for patients.  

The average cost of Orthodontic Treatments

The orthodontic procedures and treatments include Bonding, Braces, Panoramic X-Rays, etc. The average costs of some of these procedures are as below.

Bonding – $300 to $600 per tooth

Braces – $4000 to $6000

Panoramic X rays – $60 to $150

Straightening crooked teeth - $3,500 to $8,500

Treating an improper bite: $2,000 to $4,000

How can Denefits help you in orthodontic financing?

Denefits dental financing for patients can help you to get the desired oral surgeries. Denefits makes paying for out-of-pocket expenses a lot easier. Unlike traditional financing, Denefits payment plans are a great way for patients who wish to afford oral surgeries. Denefits dental financing options for patients ensure instant processing, 100% approval, dental financing with no credit checks, NO hidden fees, low-interest rate, flexible financing terms, and letting the patient's loved ones be their helping hand (through our Social Healthcare Payments™ option, patients can raise funds for their medical bills). With Denefits payment plans, patients receive dental care when they need it, and pay you in monthly affordable payments. Your practice revenue rises as you get to retain more patients. 

Finance All your Procedures with Denefits 

With Denefits payment plans for dental work, you can finance your patients for any treatment or procedure you offer. You can get financed for all the medical tests, procedures & treatments offered by your provider with Denefits payment plans. With Denefits dental surgery financing, you can finance your patients for any medical test or procedures you offer. Here is a list of common tests or procedures that most Orthodontists use Denefits for, to finance their patients for their financing needs.

• Adjustments
• Aligning the tips of the teeth
• Asymmetrical teeth
• Bonding
• Boosting the long-term health of gums and teeth
• Braces
• Closing wide gaps between the teeth
• Crossbite
• Crowding
• Impacted teeth
• Impressions
• Improving speech or chewing ability
• Misplaced midline
• Open bite 
• Overbite or "buck teeth" 
• Panoramic X-Rays
• Preventing long-term excessive wear or trauma of the teeth
• Protruding front teeth
• Spacing 
• Straightening crooked teeth
• Treating an improper bite
• Underbite
• Wax Bite
• Also, many more

Affording your orthodontic treatment was never easier before. Now you can get financed for all the procedures & treatments offered by your dentist with Denefits payment plans for dental visits.

Share:

Read More